Welcome to PLC Financial Solutions

We do this by first making sure that we know all the facts related to you, your family or business’s situation. There is no detail too small. We will then do a deep analysis to find out what rules and benefits are most advantageous for you. We then educate you on all the rules and benefits that apply to you in both good and bad ways. Helping you to make the most insightful decisions regarding them.

Whether you are in pre or post retirement, a fully covered worker, a spouse, ex-spouse, surviving spouse, family member of a covered worker or partially covered government worker or self-employed worker or business owner, it does not matter. We will be able to guide you to make the best decisions for you related to your Social Security and Medicare benefits, as well as your long-Term care and retirement needs.

At that point, we will provide you with either a Social Security maximization, personalization or self-employed customized plan that provides for you and your family’s needs and desires, a Medicare strategy that works best for you, a Long-Term Care plan that covers and protects you at all stages of your life and/or a retirement plan that is created in a way to minimize losses and maximize future gains in a tax efficient manner for you and your heirs.

So, if expert Social Security, Medicare, LTC and retirement planning is what you are looking for? Then, you have come to the right place! We have guided thousands of people just like you and would love nothing more, then to make you our next enlightened client!

Welcome to PLC Financial Solutions. We are the premier Social Security, Medicare and Long-term care (LTC) planning specialist as well as a full-scale retirement planning firm in the Philadelphia and surrounding suburban areas. Our mission is to help you make the most educated and informed decisions related to you and your family’s Social Security and Medicare benefits, as well as to help you to create both Long-Term Care and retirement plans that will ensure that you get the best of care and are as financially well off and protected as you can be when you need it most. We do this by first making sure that we know all the facts related to you, your family or business’s situation. There is no detail too small. We will then do a deep analysis to find out what rules and benefits are most advantageous for you. We then educate you on all the rules and benefits that apply to you in both good and bad ways. Helping you to make the most insightful decisions regarding them. Whether you are in pre or post retirement, a fully covered worker, a spouse, ex-spouse, surviving spouse, family member of a covered worker or partially covered government worker or self-employed worker or business owner, it does not matter. We will be able to guide you to make the best decisions for you related to your Social Security and Medicare benefits, as well as your long-Term care and retirement needs. At that point, we will provide you with either a Social Security maximization, personalization or self-employed customized plan that provides for you and your family’s needs and desires, a Medicare strategy that works best for you, a Long-Term Care plan that covers and protects you at all stages of your life and/or a retirement plan that is created in a way to minimize losses and maximize future gains in a tax efficient manner for you and your heirs. So, if expert Social Security, Medicare, LTC and retirement planning is what you are looking for? Then, you have come to the right place! We have guided thousands of people just like you and would love nothing more, then to make you our next enlightened client!

From Dawn to Dusk,

we are there for You

Services We Offer.

TACTICAL ASSET MANAGEMENT

RETIREMENT PLANNING

ADVANCED TAX PLANNING

ESTATE PLANNING

LONG-TERM CARE PLANNING

MEDICARE PLANNING

SOCIAL SECURITY PLANNING

Who We Are

At PLC Financial Solutions (PLCFS) we have a multifaceted practice that provides asset management, retirement and legacy planning to individuals and families on one side and on the other side,

How We Can Help

We not only understand the traditional approaches to asset management, financial planning, tax and risk mitigation for both personal and business circumstances, but also the energetic approach as well.

Attend a Class

Click Here to Sign up to attend an educational event online or in person.

FAQ

What is your retirement plan?

Invest for your retirement.*.. your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

In hindsight, what would you have done differently about your retirement planning?

At a younger age, I would have begun to take it more seriously and attempted to become more financially educated. One of the main takeaways from Robert Kiyosaki’s book “Rich Dad, Poor Dad” is that most children learn about money through their parents, with children from wealthy families being more financially smart than the rest of the population.

What is the most important factor in retirement planning?

Making your savings last. For half of all Americans, ensuring a retirement nest egg lasts for life is a top concern. This makes sense, because running out of supplementary savings would leave retirees dependent on Social Security alone, and these benefits don’t provide enough to secure your full retirment.

What plan do you have in place to pay for long-term care, and how did you decide on and implement that solution?

The overweight diabetic smokers typically tip over dead first.
Personally, I’ve prepared by purchasing long term care insurance at age 52. I paid premiums for 13 years until age 65 and it is now paid up – no more premiums. My benefit increases 5% each year. I paid a total of about $18,000 in premiums. My benefit if care is needed is currently $10,300 per month and increases 5% every year, payments go as long as I do, no limit on how long I can collect. If my care costs less, I still get the entire benefit and extra cash is tax free to me.
I also look forward to aging, travel, hunting, and fun. But if care is needed, I can pay for it easily, go where ever I want for that care, and leave left over nest egg to my children.

What is the best way to plan for retirement?

Start saving, keep saving, and stick to it.
Know your retirement needs. …
Contribute to your employer’s retirement.
Learn about your employer’s pension plan. …
Consider basic investment principles. …
Don’t touch your retirement savings. …
Ask your employer to start a plan. …
Put money into an Individual Retirement.